:root{--navy:#0c2330;--ink:#18323d;--muted:#607984;--paper:#f1f7f7;--white:#fff;--line:#d3e1e3;--teal:#22a39d;--aqua:#6fd1d0;--lime:#cae86b;--blue:#2d6f91;--panel:#113642;--radius:17px;--shadow:0 18px 50px rgba(10,39,49,.14)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.68}a{color:#117575;text-decoration-thickness:1px;text-underline-offset:3px}a:hover{color:#075050}img{max-width:100%;height:auto}.wrap{width:min(1180px,calc(100% - 40px));margin:auto}
.publisher-bar{background:#07181f;color:#d7e8e8;font-size:.87rem}.publisher-bar .wrap{display:flex;gap:14px;justify-content:space-between;align-items:center;padding:8px 0}.publisher-bar a{color:#fff}header{position:sticky;top:0;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--line);z-index:50}.nav{height:80px;display:flex;align-items:center;justify-content:space-between;gap:20px}.logo img{width:310px;display:block}nav ul{display:flex;list-style:none;gap:16px;margin:0;padding:0;align-items:center}nav a{text-decoration:none;font-weight:690;color:var(--ink);font-size:.92rem}.menu-button{display:none;background:none;border:0;font-size:1.45rem}.button,.button-outline{display:inline-flex;align-items:center;justify-content:center;padding:12px 18px;border-radius:10px;font-weight:790;text-decoration:none;transition:.2s}.button{background:var(--lime);color:#17270d;box-shadow:0 8px 24px rgba(202,232,107,.2)}.button:hover{transform:translateY(-1px);color:#17270d}.button-outline{border:1px solid #84a4aa;color:var(--ink);background:#fff}
.hero{background:radial-gradient(circle at 76% 26%,rgba(111,209,208,.22),transparent 30%),linear-gradient(128deg,#071a23,#0d3541 58%,#155866);color:#fff;position:relative;overflow:hidden}.hero:before{content:"";position:absolute;inset:0;background-image:radial-gradient(circle,rgba(255,255,255,.07) 1px,transparent 1.5px);background-size:26px 26px;mask-image:linear-gradient(90deg,transparent,black)}.hero-grid{display:grid;grid-template-columns:1.04fr .96fr;gap:52px;padding:84px 0;align-items:center;position:relative;z-index:2}.eyebrow,.section-kicker{text-transform:uppercase;letter-spacing:.14em;font-weight:840;font-size:.74rem;color:var(--lime)}h1{font-size:clamp(2.45rem,5vw,4.55rem);line-height:1.03;letter-spacing:-.045em;margin:.2em 0}.hero p{font-size:1.18rem;color:#d5e8e8;max-width:760px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero .button-outline{background:transparent;color:#fff;border-color:#8db3b8}.hero-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);padding:22px;border-radius:var(--radius);box-shadow:var(--shadow)}.diagram-note{font-size:.82rem!important;color:#a9c6c8!important;margin:.4rem 0 0!important;text-align:center}.trust-row{width:100vw;margin-left:calc(50% - 50vw);background:#e9f2f2;border-bottom:1px solid var(--line)}.trust-row .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:#cedfde}.trust-item{background:#e9f2f2;padding:22px}.trust-item strong{display:block;color:var(--navy);font-size:1.08rem}
main{min-height:60vh}.content-wrap{width:min(930px,calc(100% - 40px));margin:0 auto;padding:68px 0}.content-section{margin:0 0 66px}.content-section h2{font-size:clamp(1.75rem,3vw,2.65rem);line-height:1.14;letter-spacing:-.025em;margin:.25em 0 .55em}.content-section h3{margin-top:1.7em}.content-section p,.content-section li{font-size:1.04rem}.lead{font-size:1.22rem;color:#415f69}.callout{padding:23px 25px;border-left:5px solid var(--teal);background:#eaf8f7;border-radius:0 var(--radius) var(--radius) 0;margin:28px 0}.warning{border-color:#d58a47;background:#fff6ec}.grid-2,.grid-3{display:grid;gap:21px}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.card{border:1px solid var(--line);border-radius:var(--radius);padding:24px;background:#fff;box-shadow:0 10px 30px rgba(15,50,61,.065)}.card h3{margin-top:0}.checklist{list-style:none;padding:0}.checklist li{position:relative;padding-left:30px;margin:10px 0}.checklist li:before{content:"✓";position:absolute;left:0;top:0;color:var(--teal);font-weight:900}table{width:100%;border-collapse:collapse;margin:24px 0;font-size:.94rem}th,td{padding:14px;border:1px solid var(--line);text-align:left;vertical-align:top}th{background:#e5f0f0;color:var(--navy)}.table-scroll{overflow:auto}.cta-band{background:linear-gradient(125deg,#0b2732,#15515e);color:#fff;border-radius:22px;padding:38px;margin:58px 0}.cta-band h2{margin-top:0}.cta-band p{color:#d7e9e9}.faq details{border-top:1px solid var(--line);padding:18px 0}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;font-weight:770;font-size:1.05rem}.faq-answer{padding:12px 0;color:#415f69}.source-list li{margin-bottom:14px}.contact-panel{border:1px solid var(--line);background:var(--paper);border-radius:var(--radius);padding:28px}
footer{background:#071820;color:#d5e5e6;margin-top:75px}footer .wrap{padding:58px 0 28px}.footer-grid{display:grid;grid-template-columns:1.3fr .8fr .8fr;gap:48px}footer h3{color:#fff}footer a{color:#d9eff0}.fineprint{border-top:1px solid #2d4d56;margin-top:38px;padding-top:20px;font-size:.84rem;color:#9db8bc}.ap-seal{display:inline-block;border:1px solid #416873;border-radius:999px;padding:6px 11px;color:#d8eaea;font-size:.82rem}
.breadcrumb{font-size:.86rem;color:#667f87;margin-bottom:22px}.page-hero{background:linear-gradient(180deg,#f2f8f8,#eaf3f3);border-bottom:1px solid var(--line)}.page-hero .wrap{padding:60px 0 52px}.page-hero h1{font-size:clamp(2.3rem,4.5vw,3.9rem);color:var(--navy);max-width:960px}.page-hero p{font-size:1.18rem;color:#466771;max-width:860px}.article-meta{display:flex;gap:18px;flex-wrap:wrap;color:#657f87;font-size:.87rem;margin-top:20px}
@media(max-width:1060px){nav ul{gap:11px}nav a{font-size:.86rem}.logo img{width:260px}}
@media(max-width:920px){.hero-grid,.footer-grid,.grid-3,.grid-2{grid-template-columns:1fr}.trust-row .wrap{grid-template-columns:1fr 1fr}nav ul{display:none;position:absolute;top:79px;left:0;right:0;background:#fff;padding:20px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}nav ul.open{display:flex}.menu-button{display:block}.logo img{width:235px}.publisher-bar .wrap{display:block;text-align:center}.hero-card{max-width:620px}.hero-grid{padding:65px 0}}
@media(max-width:560px){.trust-row .wrap{grid-template-columns:1fr}.wrap,.content-wrap{width:min(100% - 28px,1180px)}h1{font-size:2.4rem}.page-hero .wrap{padding-top:45px}}